What determines the cost of health insurance premiums?

The level of health insurance premiums depends on several factors – primarily your place of residence and the age of the insured person. Depending on the canton, there are also different premium regions that influence the contribution amount.

The chosen deductible also plays an important role: the higher the deductible, the lower the monthly premium.

If you want to save even more, you can opt for an alternative insurance model – such as the family doctor model, HMO model or Telmed model. Premium discounts of up to 25% compared to the standard model are possible here.